b14_200sx said:
I pay about $200/month with safe co. I had an accident that was my fault which my previous insurance company (Unitrin) paid out about 16 grand on (my car 5000 and the other people's truck was totaled). They cancelled my insurance so thats how i got stuck with safeco and their 2400/year liability. Doesnt matter too much because monday (6/20) i may be getting my liscence suspended for 6 months because of a bull **** illegal left turn our of a parking lot on a small college campus....I hate when cops are on power trips.
Sucks dude. My girlfriend is on Unitrin as well. IMO, they couldn't manage a hotdog stand. Took them almost 4 weeks to handle an accident with her '97 Civic. A week alone to tell us that they don't have claims adjusters, but just to have it towed to a body shop. In the end they totaled it three weeks later. More damage than the KBB value (only $4800?). They paid off the KBB value to the bank, but she still owes on the note.
On top of that, we have to go to court on 06/22 for a "Following too close" charge, and a "No proof of insurance" charge.
The proof of insurance will get dismissed because the insruance had just been renewed, but we hand't gotten the new insurance card yet, and the old one was left at home when we called the company the night before to check on coverage.
The following too close is a bit harder. When we got in the accident, we were coming down a steep hill, and hit a car that was stopped at a traffic light at the bottom of the hill. We couldn't slow down fast enough, and the breaks locked up. Rear-ended a Mitsubishi Eclipse. Front of the honda crumpled in, no aribag deploy though. The Eclipse? Few scratches on the bumper, she hit a Ford Focus ahead of her, but other than that, nada on her car. So, I don't know how we could have followed too close when the car we hit was stopped.
At least the lady we hit was cool about it all. Said she's been rear-ended several times before. Twice in that car before our accident. The cop on the scene was cool about it too. Got to chatting with him while we were waiting for the wrecker, and it turned out that we grew up in the same part of Long Island. Nice guy. Didn't even give me a hard time about my CCW Firearm permit.
On the plus side, we checked the insurance listing today, and saw that the our '96 Sentra is cheaper to insure than the Civic. But, they gave us a "multiple car discount" because they hadn't taken the civic off the policy yet. So maybe it'll go up. Doesn't matter though. With the run-around they gave us, we'll change to Metlife because I get a discount from my company with them, or over to Allstate because my apartment is insured through them.
She also had a speeding ticket about 3 years ago. So that'd be her freebe.
Zorak Out. 
