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· SIMPLICITY is the KEY
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I'm w/State Farm aswell. Yes, it does bring down your rate if you go to school full time, a 3.0 GPA, and a good licence record helps(no tickets, no accidents). Before I was 21 I was paying about 210/month, now I'm paying them 110/month. It's goes even lower when you turn 24. You should as "geacco"(sp)?
 
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