hey, how much do you all pay for insurance? I have State Farm insurance and I USED to pay $80 a month. Well, I got in a $5000 wreck a year and a half ago, and it finally showed up on my insurance. now I pay $240 a month!! isn't that crazy?! can anyone recommend me some different insurance companies? i am turning 19 next week...by the way, my insurance told me that if I want to get my rate down to $100 a month, I have to have proof of a 3.0 in college, have proof of driver's ed, and an equivalent to a 1996 Geo Metro. - God no, not a metro!! i need help/info, please!!!!