mfreedman

Don't think any of us have touched on this topic yet. Got my Automobile Insurance renewal today (Meloche Monnex). It went UP over $ 200 from last year. The main reason was not driving record (totally clear) accident history( 9 years clear), vehicle usage (business and pleasure) or whatever. It was the RATING on the X. Apparently the track record of the vehicle warrants a higher rating and higher premium to go with it. I was really surprised. I really expected to SAVE money this year. Anyone else have this kind of experience related especially to the rating of the X ???

 

janarth

I'm paying $1885 / year for X se AWD auto, my renewal was in Oct, 2005, it didn't go up from last year, but it didn't down either! They promise me a 10% discount next year. Otherwise, I'm changing the the company. hope this info helps!

wasabi4ever

Hey... I just want to explain to you something about the premium increased.
Remember the rate freeze 2 yrs ago ? It prevent the insurance company from increasing the prem. But the freeze was lifted in november - december. So any policies renewed after these months will affected by the premium increased. ALL policies will increased not just your or anyone with the Xtrail.
The premium will changes based on the market inflation, as everything else goes up, so does your insurance. The rate freeze prevented that from happening but it only lasted 2 yrs.

OH btw, this was only for people in Alberta.
If you're outside of AB, then this won't affect you.

ERBell

I pay $1932 this year. I didn't think it would cost as much as my 02 Jetta which was $1600 (good riddance). I was told that AWD vehicles especially SUVs cost more because 1. Vehicles with AWD always cost more to insure. 2. SUVs have more potential to flip than a car. 3. They do more damage in a collision.

I have a friend with a 05 Subaru outback and he pays more than I do.

Another friend of mine has an 03 Escalade and his insurance is off the charts.

I consider myself lucky.

When a vehicle costs $30,000 can. it is not going to be cheap to insure.

ValBoo

Funny thing !!! a few years ago "Meloche Monnex" kept pulling this increase crap on me ... well by by!

Now I am with "LaPersonnelle" and I have both cars insured with them (Maxima 99 & X-Trail 05). My X-Trail premium this year is $ 1060 CAD taxes included. Btw, it went down about $ 150 from last year...

__________________
ValBoo.
Click Here For My Ride
(QR25DE w/ HS CAI & Header, UR pulley, Timing Advance, SS DP, Magnaflow cat, res & muffler, SS 2.5" exhaust, APEX'i S AFC II, JWT BSR, Tein-S suspension coils)

 

SCHESBH

Hi.. Wow I am with LaCapitale and paying about the same as Valboo.... whihc given my past 10 years with the Altima.. I cannot complain... Until my wife totaled it ..not her fault... we had 10 accidents in 10 years... none our fault.. LaCapitale has been extremely good to us and I will continue to stay with them.

Stephen

P.S. My renewal is in July and they did not raise it from the first time I purchased it.

Ryan_U

When It comes to insurance, Quebec is the best place to live. For the rest though that is another story. I only pay 980$ per year and that is with 2 claims and speeding tickets for both my wife and I. If I lived anywhere else in Canada, my insurance premium would be bigger than my car payments. I don't understand why it's so expensive everywhere else? I've heard things like 3000$ a year for a 12000$ Hyundai. As if everybody in Alberta totals their car every 4 years. Now, don't get me started on Quebec taxes...

Canada's Far East

I'm paying $1066 / year - tax extra.

Considering the vehicle (SUV) and it's value, I think that's reasonable.

__________________
2006 Platinum Bonavista # 0001
May you always have love to share, health to spare and friends who care. .

Ripasso

Hi Guys.

I pay $1131 (tax incl.) in southwestern ontario for my 2005 SE AWD. I am with Statefarm insurance company. I used to pay $775 for my 1997 GMC safari van. Uh... wait, was for the insurance on the van or to fill it up?

Ciao!

Michael

__________________
RIPASSO
2005 Xtrail SE AWD Champlain Green
Not Enough Mods To List (WIFE)
Simcoe, Ontario
Canada

wasabi4ever

Where are you guys located (Valboo, Schesbh, Canada's Far East) ? which province ? Thats an awesome deal.

 

ValBoo

Wasabi,
Did you not notice on the board that every member has his personal profile displayed on the left hand side of every post ??? hi hi hi

....that is why it is so nice when new members take a moment to fill in their personal profile....

__________________
ValBoo.
Click Here For My Ride
(QR25DE w/ HS CAI & Header, UR pulley, Timing Advance, SS DP, Magnaflow cat, res & muffler, SS 2.5" exhaust, APEX'i S AFC II, JWT BSR, Tein-S suspension coils)

XTrail1

I live in eastern ontario and pay only $1100 for the X-Trail and $750 for the Echo. Like Valboo I'm with La Personelle. I saved $1000 on my 2 vehicles and home by switching to them My 17 y.o. son is going to insure his 92 Camry with them, only for liability $2100, not bad for a young kid.

shabalia

My insurance company quoted me $1316 for my 2006 LE VDC. The price was the same for all models which I thought was weird. Also the price was identical to any model of Subaru Forester.
This is about $400 more annually than my 22 yr. old car that I was driving. I felt that the price was fair.

SCHESBH

Hey I just realized the first post was from Mitch! Where have you been?

Stephen

boggarte

Gee!! U all gotta move to Quebec City!
723$/Y 769 with all taxes. AXA cie.
1,000,000 / 500 / 250.
Apparently I got a really good deal!